Types of Hard Money Real Estate Loans

Western Highland Mortgage can fund many types of hard money real estate loans immediately. We are still an equity lender at heart and are looking for a 65% loan-to-value on 1 to 4 unit properties, a 50% loan-to-value on commercial properties (unless income justifies more), and 65% of cost on new construction projects. Our borrowers must have skin (money or equity) in the game! If you are cash poor but property rich, we might be able to help.


We lend on the following properties:

Construction Loans - Western Highland Mortgage
Construction Loans
Improved Lots - Western Highland Mortgage
Improved Lots & Raw Land
Investment Properties - Western Highland Mortgage
Investment Properties & Flipping
Commercial Real Estate Loans - Western Highland Mortgage
Commercial Real Estate Loans
Development Loans - Western Highland Mortgage
Development Loans
Mixed Use Properties - Western Highland Mortgage
Mixed Use Properties
Agricultural Loans - Western Highland Mortgage
Agricultural Loans
Single Family Residences - Western Highland Mortgage
Bridge Loans
Multi-Family Residences - Western Highland Mortgage
Multifamily Residences

California Office:

3170 U.S. Route 50, Suite 10

South Lake Tahoe, CA 96150

(530) 577-5050


Nevada Office:

171 Kingsbury Circle

Stateline, NV 89449

(775) 996-4321

NV Mailing Address:

P.O. Box 354

Zephyr Cove, NV 89448




Toll Free:





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California BRE #00656844

CFL #607-2162, #607-3352

NVMLD #1919


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