Investment Properties & Flipping


What is an Investment Property?

It is one that has been purchased with the goal of making a return on investment via rent, future sale of the property, or both. Most commonly we lend to borrowers with the purpose of flipping a house or building, or maintaining a vacation rental, monthly rental or second home. 


What is Flipping?

Flipping is an investment strategy that occurs when someone purchases a property with the intention of reselling for a profit. The profit occurs via renovations (improving a distressed or abandoned building) or capitalizing on a hot housing market. Our investment loans are the ideal way to obtain or fix the property and quickly turn it around for profit.


Western Highland Mortgage is happy to provide loans on single-family Investment Properties with 1-4 units at a Loan-To-Value of 65%, based on the purchase price. Please note we have chosen a relatively conservative LTV due to severe market fluctuations over the past several years. We believe our conservative approach has kept our borrowers safe and our investors happy throughout the housing crisis. Although we are willing to negotiate to a small degree, we find the most benefit in sticking as closely as possible to this formula. Contact us now with any further questions or comments.


The only case we will not lend on Investment Properties is when the borrower plans on making the home his/her primary residence. Western Highland Mortgage is not licensed to lend on primary residences, nor do we plan on becoming licensed for such purposes in the future. 

California Office:

3170 U.S. Route 50, Suite 10

South Lake Tahoe, CA 96150

(530) 577-5050


Nevada Office:

171 Kingsbury Circle

Stateline, NV 89449

(775) 996-4321

NV Mailing Address:

P.O. Box 354

Zephyr Cove, NV 89448



Toll Free:





  • w-facebook
  • LinkedIn Clean
  • Google Clean


California BRE #00656844

CFL #607-2162, #607-3352

NVMLD #1919


© 2018 Western Highland Mortgage. All Rights Reserved.

Website Design by Athena Internet Marketing