Commercial Real Estate Loans

 

What is Commercial Real Estate?

It is property used solely for business/commercial purposes, such as office buildings, malls, restaurants, stand-alone stores, hotels, etc. Borrowers usually purchase these types of structures with the intention of renting out each unit for various business purposes. Purchasing and/or owning Commercial Real Estate often requires a large amount of capital, and a deep understanding of the impending legal, financial and regulatory responsibilities. 

 

Western Highland Mortgage carefully considers potential rental income and business income (if owner-occupied). Unlike many other hard money lenders, we will lend on gas stations, industrial properties and even landfills. We aim for a 50% Loan-To-Value based on the purchase price; we may be lenient if expected income is higher.